Matt has over 34 years of senior-level financial regulatory experience in the public and private sectors and is an expert in the field of Consumer Protection Laws and Regulations. Matt previously served 20 years as a Commissioned National Bank Examiner for the OCC, as well as a CFPB Compliance Examiner and a Director at Promontory Financial Group.
Paul has 15 years of experience, previously serving as a CFPB Compliance Examiner, FDIC Safety and Soundness Examiner, Compliance Officer with a Large Financial Institution, and a Consultant with both Grant Thornton and Promontory Financial Group.
Jim has 10 years of consulting, business, and legal experience. He is an expert in consumer protection laws/regulations and the design of compliance risk management programs. Jim previously served as a Consultant with Promontory Financial Group and a Compliance Risk Manager at a Large Financial Institution. He is a licensed Attorney in the state of Colorado.
Dallas brings over 20 years of experience in analytics and data science from both lender and credit bureau perspectives to RMSG. Over almost 6 years, he led statistical consulting engagements for customers of all sizes at TransUnion and its acquisition, FactorTrust, covering topics of credit score and attribute usage, alternative data implementation, custom models, score transitions, and decision optimization. Previously, he spent 14 years at CarMax Auto Finance where roles included ownership of the credit model originating $400 million monthly, ALLL reserves on a $10 billion portfolio, customer retention and collections testing / strategy, staff forecasting and incentives for a contact center of 700+ associates, and leading various process engineering and reporting teams.
Dallas earned his Master’s Degree in Applied Statistics and Bachelor’s Degree in Computer Science from Kennesaw State University.
Jeff serves as head of Business Development at RMSG, where he oversees market expansion efforts. Jeff brings more than 20 years of business development and financial services experience to RMSG. He previously served as Market Lead for the Carolinas for a boutique consulting firm, responsible for client development with financial services companies. Before that, Jeff developed and oversaw a comprehensive Regulatory Relations program for a large, multi-national financial institution.
John served 30 years as a Commissioned National Bank Examiner for the OCC, previously serving as the OCC’s Director of Governance and Operational Risk Policy in Washington DC. John has extensive experience in financial services, national banking, federal thrift regulation, enterprise risk management, operational risk management, third-party risk management, as well as offering compliance and risk guidance to large financial institutions.
Russell “Rusty” Cronan has over 35 years of experience in the financial services industry as a banker, consultant, and, primarily, a bank examiner. Rusty has worked with banks and thrifts of various sizes and complexities and in different types of non-bank financial institutions and FinTechs. He has worked in every aspect of compliance, including BSA/AML/OFAC and the Community Reinvestment Act. Rusty earned Certified Regulatory Compliance Manager, Certified Risk Professional (Compliance), Certified Anti-money Laundering Specialist, and Anti-money Laundering Professional industry certifications.
David has 32 years of experience as a Commissioned National Bank Examiner for the OCC, previously serving as Consumer Compliance Examiner-in-Charge at numerous community and midsize banks and leading ongoing supervisory activities for high-risk consumer protection laws and regulations. David also spent 10 years as Instructor for the OCC's Community and Midsize Bank Director Workshop and 5 years as Lead Instructor.
Rosalyn has 40 years of regulatory risk management experience with the OCC as a Commissioned National Bank Examiner serving in a variety of roles, including Assistant Deputy Controller, Examiner-in-Charge, Credit Team Leader, Corporate Governance Team Leader, and Accountant.
As a key member of the BHG Financial (BHG) compliance team since 2014, Edward evaluates BHG Financial's products and practices to determine and develop solutions to mitigate compliance risk, both for the firm and the banks that purchase loans from the firm. Edward is an expert on banking and consumer compliance regulations and provides guidance for the firm and its clients.
Edward graduated from Colgate University with a Bachelors Degree in Arts and Sciences. Prior to joining BHG, Edward worked for several years for US Bank in New York City and Washington, D.C. A native of Syracuse, NY, Edward and his wife moved home to raise their young children.
Randy has 20 years of compliance and risk management experience, previously working as a Senior Compliance Risk Officer , Internal Audit, and Fraud Analyst with some of the largest Bank and Discount Brokerage firms in the United States.
Throughout Eve’s career, she has worked in the financial and insurance industry in a variety of roles including project manager, market research analyst and product development coordinator. In Eve’s current role at RMSG she assists clients by applying her knowledge in monitoring and testing as well as project management. Eve is responsible for handling project deadlines and team communications.
Prior to joining BHG, Chris worked at a top 50 Certified Public Accounting firm providing Internal Audit and Regulatory Advisory services to financial institutions. He has played key roles in the development, implementation, and execution of value-added solutions in all three lines of defense at both Banks and Credit Unions. Chris recently joined BHG in 2022, bringing with him over ten years experience working with financial institutions.
Tracy has over 8 years of consulting and business experience, previously working as a Risk Advisor and an Internal Auditor with one of the Big 4 Accounting Firms and a multinational online payments company.
Olivia is a recent graduate of the University of South Carolina with a degree in Marketing. While in college, Olivia interned at Tom, Dick & Harry Creative Co. Chicago, reviewing portfolios, participating in creative briefings and content creation. Additionally, she worked with Loyola University Chicago: Center for Criminal Justice Research, Policy and Practice in developing a logo and social media presence. Olivia’s current role consists of assisting clients with transaction testing, quality assurance risk management activities, as well as remediating regulatory risk management issues.
Katy has over ten years of experience working with financial institutions in areas such as BSA/AML federal laws and regulations and credit risk. Before RMSG, Katy worked as Vice President, Compliance Specialist at a large financial institution. Katy's other roles throughout her career include Credit Risk Analyst with a mid-size bank and Compliance Analyst with a large financial institution.
Before joining RMSG, Josh worked at one of the Big Four Banks managing daily operations of branch banking as a Regional Banking Manager. During this time, he was responsible for managing risk, mitigating losses, training teams on laws and regulations, and implementing policies and procedures for his teams to follow throughout each day. He also has expert experience in Internal Branch Audits, including preparation and oversight of audits across the region. Josh recently joined RMSG in 2023, bringing over 15 years of experience working within financial institutions and a passion around providing innovative solutions to meet the needs of every client.
Prior to RMSG, Hannah started in the financial industry as a mortgage loan officer before moving into a training position researching and maintaining an in-depth knowledge of consumer protection laws, creating material for computer-based trainings, as well as leading instructor-led trainings covering regulations. She earned her undergraduate degree from Cleveland State University.
Matt has 15 years of experience at a GSIB in the second line of defense with a focus on BSA/AML and OFAC regulatory requirements. He has been engaged with regulatory exams involving the OCC, FRB and NYSDFS with regards to both Sanctions and Transaction Monitoring Programs. The variety of roles he has held allowed him to conduct significant Financial Crimes Compliance investigations receiving awards from FinCEN, as well as develop a wealth of knowledge in Correspondent Banking, AML Risk Typologies, Data Lineage, and Data Validation. Prior work has also consisted of drafting business requirements, policies, procedures, training materials and regulatory documentation in the Operations, Liquidity and Financial Crimes Compliance space.
Alexis has worked in various analytical roles within the mortgage industry for over ten years, most recently working as a Compliance Analyst in the Consumer Department for a large regional bank. Alexis is experienced in Quality Assurance Testing, Documenting Processes, and Identifying and Remediating regulatory issues.
Bob has over 30 years of experience as a national bank examiner, serving in various roles and leadership positions. Most recently, Bob worked with several major US and foreign banks as a financial services consultant, providing knowledge and background on bank regulatory requirements, expectations, and key risk areas.
Joel has accumulated over 30 years of banking, financial, and credit experience, chiefly in the Cleveland banking market. Joel’s primary focus is underwriting and portfolio management. Joel also spent time in asset review, as a commercial lender, and managing a risk review group.
Mariela has over 40 years of experience in the Financial and Insurance industries. Extensive experience managing IT solutions through the entire project lifecycle and proven record in implementing business solutions to support organizational growth, quality standards and corporate goals. She has overseen several multi-million-dollar client implementations. Her experience extends to Operations, Audit, and Quality Assurance Management as well.
Sam is a Senior Risk Advisor with RMSG and has over 20 years of direct executive and senior leadership experience in the financial services sector. His background includes 37 years in banking as a Chief Executive Officer, Chief Operating Officer, Chief Lending Officer, and numerous other positions for several community & regional banks in the Midwest and Northeast regions. Mr. Pepper is a career banking executive with proven success in leading businesses within community and regional banks. He has specialized in growth-oriented organizations and turnaround opportunities, which includes a broad experience leading strategic planning, risk management, corporate & commercial banking, new business initiatives, operations, product development, and marketing within complex working environments of commercial banks. He has his Master of Business Administration from Long Island University and a Bachelor of Business Administration from Western New England University.
Lloyd has 40 years of regulatory risk management experience with the OCC as a Commissioned National Bank Examiner serving in a variety of roles, including Acting Assistant Deputy Comptroller in New York; Problem Bank Specialist in Washington D.C.; Examiner in Charge, Consumer Protection Laws Specialist; BSA Specialist; Large/Midsize/Community Credit Examiner; and Instructor for OCC’s Community and FFIEC Examiner Workshops.